About
Us

We are a relationship-driven organization that partners with you to take your practice to the next level and remain relevant in the ever-changing financial services industry. Our purpose is to help you determine your unique vision and the direction that is right for you.

Our Unique Approach

Our localized expertise

Through collaborative partnerships, we provide personalized resources and support, guiding you through a comprehensive process to help your business increase profitability.

Invested in your Success

We are a stewardship-driven community that dedicates our time, talent and resources to your ongoing success – investing in you – personally and professionally.

Entrepreneurial focused

We equip you with the tools to stay relevant and navigate change as you build and own equity in your business. You own your clients.

Our
Unique
Approach

Our Core Values

Balance

Personal and professional success is achieved through working on the mind, body, and spirit simultaneously. We believe in the development of the complete person. 

Growth

We believe life is richest outside our comfort zone. We never quit on getting better as an organization, as individuals, and as leaders. We are always working on becoming better versions of ourselves.

Authenticity

We are unique, genuine and strive for transparency. We fulfill our commitments; we act in alignment with who we say we are, and we work to build and sustain high trust relationships.

Conviction

We are all in. We provide our clients, advisors, and team members the greatest opportunities to reach their goals. We focus on what is truly important to those around us and support their calling.

Stewardship

Every day we act responsibly with our time, talents, and resources to enhance the lives of our community, clients, advisors, and team members.

Our History

1935
Founded July 1st by Phil Howerton for Connecticut Mutual
1968
Cal Dings becomes General Agent
1983
 Ivan Hinrichs becomes General Agent
1996
Firm merges with the MassMutual Charlotte agency
2003
Timothy Flanagan joins as successor and firm rebranded Hinrichs Flanagan Financial
2004/2005
Firm receives MassMutual’s National Chairman’s Trophy
2006
Timothy Flanagan named to Charlotte Business Journal’s “40 Under 40” list of young leaders
2008
Firm expands to Wilmington and has its Best Year Ever
2010
Firm celebrates 75 years in business
2014
Firm rebrands to MassMutual Carolinas
2016
Timothy Flanagan receives GAMA International’s Master Agency Award
2016
Firm receives MassMutual’s National Chairman’s Trophy
2018
Firm celebrates its Best Year Ever
2018-2022
Firm receives Best Places to Work Award from Charlotte Business Journal
2019
Firm celebrates its Best Year Ever
2019
Timothy Flanagan named a Charlotte Business Journal “Most Admired CEO"
2020
Firm launches “Winning Through Culture” podcast
2022
Firm launches The Pelora Group
2022
Firm Launches shared services model with MassMutual South Carolina

Locations

Headquartered in Charlotte, NC, The Pelora Group is proud to partner with financial professionals across the country.

By The Numbers

0 200
+

FINANCIAL
PROFESSIONALS

0 87

YEARS OF
DOING BUSINESS

0 29

FIRM
PARTNERSHIPS

0 94
K+

CLIENTS/HOUSEHOLDS SERVED

Our
Leadership

Timothy Flanagan, Jr.
President

CLU®, ChFC®, CFP®, ChSNC™

Timothy Flanagan, Jr.
President

CLU®, ChFC®, CFP®, ChSNC™

Measure of Community Value

Measure of Community Value

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People and businesses rely on us to help secure their financial futures, but our commitment does not end there. Through our dedication to building long-lasting relationships with our clients, we serve the local communities where we live and work. Our involvement in charitable organizations and civic events is a priority and meaningful to our team. Here is how we are making a difference in our communities.

$13.8 Billion
Over $13.8 billion of life insurance coverage in force.1
$113 MILLION
Paid over $113 million in life insurance benefits3 and $22 million in disability income insurance benefits (claims)4 to our clients.2
$25.8 million
Paid $25.8 million in dividends5 to The Pelora Group’s clients who own eligible participating whole life policies with MassMutual.3
$15 MILLION
Distributed $15 million in free6 life insurance to eligible families as part of MassMutual’s LifeBridgeSM Program.4
$4.42 Billion
Over $4.42 Billion in  Assets Under Management. 7
  1. An insured, owner, or payer of a MassMutual policy or contract (12/31/2021).
  2. Amount of individual life insurance in force at the end of the period related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (12/31/2021).
  3. Amount of individual life insurance claims paid during the period related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (12/31/2021).
  4. Amount of disability income insurance claims paid for products issued by Massachusetts Mutual Life Insurance Company (12/31/2021).
  5. The amount of dividends to whole life policy owners in 2021.
  6. MassMutual pays the premiums (12/31/2021).
  7. Assets Under Management (02/13/2023).